📜 King & Co. Privacy Policy

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1. Introduction

King & Co. ("we," "us," or "our") is committed to protecting the privacy of individuals ("Clients," "Users") who engage with our services.
This Privacy Policy explains how we collect, use, store, protect, and disclose information gathered through our services, websites, platforms, and communications.

By engaging our services, submitting personal information, or signing any agreements, you consent to the terms of this Privacy Policy.

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2. Information We Collect

We collect the following types of information:

Personal Information:

• Full name, date of birth, Social Security Number (SSN)

• Address, phone number, email address

• Driver’s license, government-issued ID copies

• Bank account and utility account details (if needed for services)

• Credit reports and scores

Financial and Credit Information:

• Credit history, loan details, tradeline records, account numbers

• Payment histories, dispute details, and funding applications

Business Information (if applicable):

• EINs, DUNS numbers, business licenses

• Vendor accounts and credit files

Technical Information:

• IP address, browser type, access times, cookies, and site usage analytics (if using our websites or portals)

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3. How We Use Your Information

King & Co. uses collected information solely for providing authorized services, including:

• Credit building, monitoring, and management

• Business credit development

• Application for financial products (with authorization)

• Group underwriting and property investment facilitation

• Client communications and service updates

• Security, fraud prevention, and legal compliance

We do NOT sell, rent, or trade your information to unauthorized third parties.

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4. Sharing of Information

We may share information with trusted third parties only as necessary to provide services, including:

• Credit bureaus (Experian, Equifax, TransUnion)

• Banks, credit unions, fintech institutions

• Net 30 vendors, business lenders, utilities

• Real estate investment partners (if applicable)

• Law firms, auditors, or compliance officers (if legally required)

We require all third-party service providers to maintain confidentiality and safeguard your information under comparable standards.

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5. Data Storage and Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information.

• Encrypted storage of sensitive documents and digital files

• Secure client portals with multi-factor authentication

• Restricted staff access to sensitive information

• Regular data backups and cybersecurity audits

However, no system is fully secure.
Client acknowledges that providing information involves some inherent risk, and King & Co. disclaims liability for security breaches outside its reasonable control.

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6. Data Retention

We retain client information for the longer of:

• As long as necessary to provide services, or

• As required by law or regulation (e.g., financial services data must often be retained for 5–7 years)

Clients may request data deletion after completion of services, subject to legal and regulatory retention requirements.

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7. Client Rights

Clients have the following rights regarding their personal information:

• Access: Request a copy of stored data

• Correction: Request updates to incorrect or outdated information

• Deletion: Request deletion of information after service completion (if legally allowed)

• Objection: Object to certain data uses where applicable

To exercise rights, contact King & Co. via the designated channels listed below.

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8. Communications and Opt-Outs

By engaging with King & Co., Client agrees to receive service-related communications, including emails, text messages, phone calls, or platform notifications.

Clients may opt-out of non-essential promotional communications by contacting King & Co.

Opting out does not remove required legal, service, or account communications.

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9. Children’s Privacy

Our services are not directed toward individuals under the age of 18.
We do not knowingly collect or store information from minors without verified parental or legal guardian consent.

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10. Changes to This Privacy Policy

King & Co. may modify this Privacy Policy at any time.
Updated versions will be posted on our website and become effective immediately upon posting.
Continued use of services after updates constitutes acceptance of the revised Privacy Policy.

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11. Contact Information

For questions or concerns regarding this Privacy Policy, or to exercise your data rights, contact us:

King & Co.
Privacy Compliance Department
[Insert address]
[Insert email address]
[Insert phone number]